Hamden, CT asked in Consumer Law for Connecticut

Q: I live in connecticut and have a charged off credit card of $15000 with capital one bank. The debt was sent to a law

firm for collection. My question is can the law firm which is in ct. send me a summons for charged off debt? I believe the laws in ct. prohibit this.

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1 Lawyer Answer
Peter N. Munsing
Peter N. Munsing
  • Wyomissing, PA
  • Licensed in Connecticut

A: It's not clear what you mean by "charged off debt." Did you pay the debt? Then that is a defense and you may have a counterclaim. However note the time to respond to the complaint.

Note: capital one is sometimes sloppy with their complaints, and especially showing that the group filing the complaint is entitled to do so. But these are defenses that you raise in court--you must either have an attorney file a response or you must file a response.

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