Q: In 2009 for I bought a house $165,000 with $60,000 as a down payment. 2017 I got a loan modification now I owe $154,000
A: I cannot ascertain what you are asking about? Please provide further information.
Barbara Billiot Stage agrees with this answer
A: I'm not sure what the question is either. If you are saying you had a $105,000 mortgage and now have a $154,000 mortgage it is likely due to missed payments and/or other charges incurred on your account. Interest accumulates rapidly as well as missing escrow payments. Please re-post with a specific question you have.
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