Q: A while back I had a friend he opened a credit card and added me as a authorized user I got my own card and he got his
We stopped talking haven’t had any contact for months and I’ve been taking care of the card making on time payments there is a balance due and he just froze the account and took me off the account as of today. If I don’t pay that amount that’s left owed now on the account could I be held for it legally? I’m not on the account anymore . He contacted me to call him to discuss what’s owed but when I tried getting back in contact never got a response so do I have to pay what’s owed?
A: As an authorized user, you are not responsible to the credit card company for the balance unless the cardholder agreement specifically makes you liable. Otherwise,
The balance is on him.
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