Q: I've been served papers re a credit card debt by mail with no date of service. Wondering how to calculate the 20 days.
I'm also confused about how to properly file the answer. I would appreciate some direction. Thank you.
A: What is the date of the complaint you received? I would count the 20 days from that date. Your answer should contain numbered paragraphs corresponding to the numbered paragraphs of the complaint. You should also insert any affirmative defenses, such as, this is not my debt, I paid this in full, etc. Send the original answer to the court and a copy to the creditor. Masslegalhelp is a very good website for issues such as this. Also, do you owe the money? If so, I suggest you contact the creditor to work out settling the matter.
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