Q: Insurance denied claim because driver was not listed on my policy, but they went ahead and paid for the other car's
damage and now 3 years later the insurance company is suing me for what they paid for other car's damage, am I responsible for this?
A: Are you personally responsible for damage cause by an un-permitted driver of your car? Depends on what your policy says, but most likely yes. You should consult with a Personal Injury attorney near you and defend yourself against your own insurance company. Even if you are responsible you may be able to settle with them for a discounted amount.
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