Q: Can my dads friend come after me for $1100 to fix his truck after accident with a mini bike without an insurance claim?
I was in an accident where I lost control of my friends minibike and hit his dads, friends truck. I suffered a broken wrist due to it and two days after the incident, the guys wife reached out saying the estimated cost to fix the truck was $1100 and that I would rightfully have to pay it because they were not filling an insurance claim for it. However I am now very limited on work due to my broken wrist as well as being a 20 year old college student living on her own. I offered to pay something as a courtesy but his wife was harassing me on social media ensuring that I had to come up with a payment plan for them. I sent them one and they approved but I feel like i should not be required by them to pay the damages for a freak accident that can be covered by insurance. I need help.
A: If they turned the claim into their insurance company and it was paid, the insurance company would have a right to go after you for reimbursement.
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