Columbus, OH asked in Bankruptcy for Ohio

Q: GE credit union took my money out my account for a car loan while in ch.7 bankruptcy before I could surrender the car

Can they do that?

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2 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: No. Not if they were on notice of the bankruptcy filing.

Joseph Michael Romano agrees with this answer

Joseph Michael Romano
Joseph Michael Romano
Answered
  • Bankruptcy Lawyer
  • Cleveland, OH
  • Licensed in Ohio

A: I agree with Mr. Denison. Just to add one point, it wouldn't really matter whether they knew or not. If they knew, then its a wilful violation of the automatic stay, which sounds like that was his point. If they didn't know, they still have to give the money back, its just not a violation of the automatic stay.

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