Laurel, MD asked in Banking for Maryland

Q: How do we find out WHO the designated beneficiary is on my mother‘s dead BF‘s bank ACCT ? They won’t tell us & she’s bed

She is bedbound with expired ID but quite lucid

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1 Lawyer Answer
Mark Oakley
Mark Oakley
  • Business Law Lawyer
  • Rockville, MD
  • Licensed in Maryland

A: Only the beneficiary named on the account or the Personal Representative appointed to act on behalf of the deceased account holder's estate is entitled to that information. If your mother cannot communicate directly with the bank, but is mentally competent, then she might execute a power of attorney (make sure it complies with the Maryland statute currently in effect) which names someone else who can act on her behalf and contact the bank. However, if she is not named as the beneficiary, then the bank will not reveal that information to the person holding the POA.

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