Q: As the policy holder do I accept total loss settlement while 3rd party that was driving my car is working with an attrny
A: An Arizona attorney could advise best, but your question remains open for two weeks. However, it could be difficult even for an Arizona attorney to answer your question without seeing the property damage adjuster's report. In terms of the third party you mention retaining an attorney, it sounds like that might be in the context of them bringing a claim against the other vehicle. You could first address your concerns with your insurance carrier's claim examiner(s) - there might be more than one assigned at this point - one for the property damage, and one for bodily injury. If your concerns remain unresolved, you could reach out to Arizona attorneys to discuss further. Good luck
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