Q: Why would a company deny a consumer access to records that involve identity theft?
If your identity was used to file a liability claim and theres an account for compensation in your name, how do you get the claim file for law enforcement when the company is refusing to cooperate?
You shouldn't have to get the claim file yourself. In fact, you probably should not get it yourself. What you do is report the theft of your identity to your local law enforcement agency, giving them all the facts which you are aware of. It is law enforcement's job to follow up on your report and go get the evidence.
There are several possibilities regarding why the company won't give you the evidence. First, how are they to know that you yourself are not the identity thief. They are smart to wait for a request from law enforcement before turning over evidence of a crime. This is a problem almost everybody faces when their identity has been stolen. And you may run into this same problem for many months to come.
Don't worry, nothing really bad usually happens to identity theft victims. It's just a pain in the rear. You'll get through this so long as you keep a sense of humor about it. My identity has been stolen three times that I know of, and in one of the cases, it actually helped my credit score! Long story, but true. Good luck.
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