Pelham, NH asked in Insurance Bad Faith, Insurance Defense and Consumer Law for New Hampshire

Q: Have a insurance company that will not negotiate even after I asked for several item . Spoke to the “supervisor “

In negotiations with insurance, though talk have stalled. They only went up 300 dollars from initial offer on a total losS they have not been able to provide information on how they arrived at that number of 8,000 when I see car for sale for 10000 to 12000 I even provided them direct links though they keep repeating actual cash value but has not been able to provide information or policy

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY

A: A New Hampshire attorney could advise best, but your post remains open for two weeks. As a general premise nationwide, insurance carriers do not have a statutory obligation to settle all claims. They have an obligation of conducting the claims process in good faith. But it is not necessarily bad faith to refuse to settle a claim for a figure demanded by the policyholder. In general nationwide, the options in such instances generally include coming to an agreement... or proceeding with suit or arbitration. There could be other options or issues under New Hampshire law - a local attorney could advise best on those. These are only generalities. Good luck

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