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New Hampshire Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for New Hampshire on
Q: I signed a purchase and sales at a dealer, paid for the vehicle.

I still have not been able to get the vehicle as the dealership does not have the title. What are my rights of rescinding this deal.

James L. Arrasmith
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answered on Mar 19, 2024

If you have paid for a vehicle but the dealership cannot provide the title, your rights to rescind the deal may depend on the terms of the purchase agreement and the laws of your state. Generally, a dealer must provide a clear title at the time of sale or within a reasonable period. If they fail to... View More

1 Answer | Asked in Civil Rights, Constitutional Law and Consumer Law for New Hampshire on
Q: Can registered owner uninvolved with police stop still dispute unfair auto fees after questionable towing?

If registered owner not present during questionable traffic stop of friends leads local police to have properly parked unattended vehicle towed for search/detention absent documentation of legal cause later shown to owner...yet owner now faces loss of property without the income to keep satisfying... View More

James L. Arrasmith
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answered on Jan 16, 2024

If your vehicle was towed following a traffic stop involving others, and you believe this was done without legal cause, you have the right to dispute the towing and the associated fees. The first step is to request a tow hearing, which is your legal right. This hearing is an opportunity to argue... View More

1 Answer | Asked in Civil Rights, Constitutional Law and Consumer Law for New Hampshire on
Q: Can registered owner uninvolved with police stop still dispute unfair auto fees after questionable towing?

If registered owner not present during questionable traffic stop of friends leads local police to have properly parked unattended vehicle towed for search/detention absent documentation of legal cause later shown to owner...yet owner now faces loss of property without the income to keep satisfying... View More

James L. Arrasmith
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answered on Jan 16, 2024

If you're a registered owner of a vehicle that was towed under questionable circumstances, you have the right to dispute the towing and any associated fees. The process typically involves requesting a post-tow hearing or similar administrative review in your jurisdiction. This is a platform... View More

1 Answer | Asked in Banking and Consumer Law for New Hampshire on
Q: Hi, I have a locked cash app card. My ex has it and tries to use it a lot event though it’s locked. Is it illegal?

The app/account is deleted but he keeps trying to use it even though it doesn’t work. I HAD a protection order in place that has since been stopped for abuse.

James L. Arrasmith
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answered on Nov 17, 2023

In New Hampshire, unauthorized use of a financial instrument, like a cash app card, can be considered illegal, especially if the card is registered in your name.

Even if the card is locked and the account is deleted, attempts to use it could potentially be viewed as attempted fraud or...
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1 Answer | Asked in Car Accidents, Consumer Law and Landlord - Tenant for New Hampshire on
Q: Can I access my personal belongings from a friend's towed car without owner's consent?

I was recently involved in an automobile accident while driving a friend's car in New Hampshire. After the accident, I was taken to the hospital, and the car was towed by a company used by the state police. My backpack and duffel bag containing personal belongings such as medication, cell... View More

James L. Arrasmith
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answered on Apr 12, 2025

In New Hampshire, towing companies generally have the right to control access to a vehicle after it’s been towed, especially if the vehicle is considered to be in a potentially unsafe or hazardous state. However, since you were involved in an accident and were authorized to drive the vehicle by... View More

1 Answer | Asked in Consumer Law and Civil Litigation for New Hampshire on
Q: Who is responsible for misleading advertising in a pull-tab game?

I bought pull-tab tickets at American Post 68, where a $150 ticket was advertised to be in the tank. Despite purchasing all the tickets, no winning ticket was found. Who is responsible for the misleading advertisement, and is the club obligated to pay out due to this misrepresentation, especially... View More

James L. Arrasmith
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answered on Apr 12, 2025

It sounds like you’re dealing with a frustrating situation, and you may have some legal recourse. Since the $150 ticket was advertised as being in the pull-tab game, but no winning ticket was found, the organization may have engaged in misleading advertising or misrepresentation. The club, in... View More

1 Answer | Asked in Civil Litigation, Consumer Law and Real Estate Law for New Hampshire on
Q: Seeking compensation for unjustified tow in NH due to expired registration, despite renewal receipt.

I'm a Massachusetts resident, and my car was towed from an apartment complex's parking lot where I was visiting on June 13th due to an expired registration sticker. However, I had renewed my registration online prior to the expiration date (June 1st) and carried the printed receipt in my... View More

James L. Arrasmith
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answered on Apr 11, 2025

What happened to you sounds incredibly frustrating, especially since you took the proper steps to renew your registration and carried proof in your vehicle. As a Massachusetts resident, M.G.L. c.90 §2 does allow a 60-day grace period after online renewal, during which you can legally drive with a... View More

1 Answer | Asked in Consumer Law, Insurance Bad Faith and Real Estate Law for New Hampshire on
Q: Is my insurance liable for snow damage if improper construction is blamed and was pre-existing when purchased?

I filed an insurance claim for damage to my house caused by snow on the roof. The insurance adjuster initially assured me that the damage was covered by my policy. However, after receiving a report from the construction engineer they hired, the company denied coverage, citing improper construction.... View More

James L. Arrasmith
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answered on Apr 11, 2025

Dealing with this kind of denial after being told your claim was covered is incredibly frustrating. Homeowners insurance usually covers sudden and accidental damage from events like snow buildup, but many policies exclude coverage if the damage is tied to construction defects—even if those... View More

1 Answer | Asked in Identity Theft, Banking, Tax Law and Consumer Law for New Hampshire on
Q: Someone used my SSN for taxes and credit cards; I reported it. What steps should I take now?

I discovered that someone has used my Social Security number for filing taxes and opening credit cards over the past few years. I've reported this identity theft to the authorities, but I'm unsure which bank accounts were involved. Unauthorized accounts and transactions have appeared on... View More

James L. Arrasmith
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answered on Apr 8, 2025

First, you should request a credit freeze or fraud alert from the three major credit bureaus (Equifax, Experian, and TransUnion). This will make it harder for the thief to open new accounts in your name. You should also review your credit report carefully, looking for any unauthorized accounts or... View More

2 Answers | Asked in Contracts, Trademark and Consumer Law for New Hampshire on
Q: Is Trademark Grid's unsolicited trademark claim a scam?

I received an unsolicited text from a company called Trademark Grid, stating they have a new trademark application that matches my abandoned trademark from 2017. I continue to sell products under that name on Amazon. They are asking me to renew with them, claiming otherwise their application will... View More

Alan Harrison
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answered on Feb 27, 2025

This is a scam. If you want a reputable trade mark attorney to help you, there are plenty in New Hampshire (Franklin Pierce is a renowned school for intellectual property lawyers). If you want to look further afield: hi.

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1 Answer | Asked in Banking, Consumer Law, Identity Theft and Internet Law for New Hampshire on
Q: My television show are targeting me and labeling!! Need advice on advertising and marketing myself, help Crystal hall

Marketing my business without my permission and knowledge..

James L. Arrasmith
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answered on Feb 9, 2025

It sounds like you’re feeling frustrated and possibly violated by how your business or personal image is being used without your permission. If a television show is targeting or misrepresenting you, the first step is to document everything. Keep records of broadcasts, advertisements, or any... View More

1 Answer | Asked in Consumer Law for New Hampshire on
Q: new stackable washer/dryer electrified itself and grounded out to the braided hoses and actually welded them together.

Sparks burnt wall and would of burnt home down if we were not there

Tim Akpinar
Tim Akpinar
answered on Aug 8, 2023

A New Hampshire attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney, a starting point could be to notify the manufacturer of the incident. Also, you could arrange for an electrician examine the connections and... View More

1 Answer | Asked in Consumer Law and Contracts for New Hampshire on
Q: I have to go to mediation at a pre trial hearing for credit card debt and help I don’t even know what to say
William J. Amann
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answered on Jun 15, 2023

Without knowing more, it's impossible to render any competent advice. However, sometimes knowing what to expect helps. You should know and be ready to discuss any legal defenses you think you have. If you haven't denied or disputed the debt, you should think about what assets you have... View More

2 Answers | Asked in Bankruptcy, Consumer Law and Civil Litigation for New Hampshire on
Q: Judgements/ Writ of Execution explanation

I owe a credit card Co. a lot, and they got a judgment. I recently received a court email saying that they have filed a writ of execution.

What exactly does that mean?

William J. Amann
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answered on Mar 15, 2023

A writ of execution is a formal document issued by a court that authorizes a sheriff to levy upon the property of a judgment debtor. RSA 527:12 (1997) (amended 2000);  5 R. Wiebusch, New Hampshire Practice, Civil Practice and Procedure § 60.02, at 474 (1998).

My firm's primary...
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1 Answer | Asked in Consumer Law, Contracts, Civil Litigation and Collections for New Hampshire on
Q: What are the legal options to sue an individual for non-repayment of a personal loan in excess of $20,000.00
William J. Amann
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answered on Jan 7, 2023

A suit can be brought in state district or superior court given the $20,000 amount. There could be other factors, such as whether a federal question is involved but I doubt it given your description.

1 Answer | Asked in Consumer Law, Contracts, Copyright and Real Estate Law for New Hampshire on
Q: We have acquired this business, how to reserve patent
William J. Amann
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answered on Jul 13, 2022

Thanks for your question. In order to answer fully, I'd need to know, at a minimum, terms of the business purchase and what you want to patent. I'd also need to review the business purchase documents. If you're interested in hiring my firm for this, please just let me know. Thank you.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Consumer Law for New Hampshire on
Q: Have a insurance company that will not negotiate even after I asked for several item . Spoke to the “supervisor “

In negotiations with insurance, though talk have stalled. They only went up 300 dollars from initial offer on a total losS they have not been able to provide information on how they arrived at that number of 8,000 when I see car for sale for 10000 to 12000 I even provided them direct links though... View More

Tim Akpinar
Tim Akpinar
answered on Dec 11, 2021

A New Hampshire attorney could advise best, but your post remains open for two weeks. As a general premise nationwide, insurance carriers do not have a statutory obligation to settle all claims. They have an obligation of conducting the claims process in good faith. But it is not necessarily bad... View More

1 Answer | Asked in Consumer Law for New Hampshire on
Q: Are restaurant gift cards or certificates taxed? Gift card recipients will also pay tax when they redeem the card.

I just bought gift certificates at a local restaurant and I was charged the tax. When I asked the cashier she said that is how we do it. Now when I give this gift the recipient will also pay tax when they purchase their meals. Double taxing does not seem right.

Joseph Kelly Levasseur
Joseph Kelly Levasseur
answered on Dec 12, 2019

As a former restaurant owner myself for over 34 years, I have never heard of this practice and we certainly never charged a meals and rooms charge in advance of a purchase. The meals and rooms tax is usually charged at the time the meals and drinks are purchased, and then they can be deducted from... View More

1 Answer | Asked in Consumer Law for New Hampshire on
Q: What can I do if an auto repair shop will not refund me for work I paid for and he hasn't done.

He does not even do a front end alignment he sends it to someone else to do

Joseph Kelly Levasseur
Joseph Kelly Levasseur
answered on Nov 5, 2018

First you should demand payment by letter. when that doesn't work you should file in small claims court if you meet the requirements. Filing a small claims case in NH is now done by computer and relatively easy to handle. Good luck!

1 Answer | Asked in Consumer Law, Collections and Small Claims for New Hampshire on
Q: Can not identify New Hampshire small claims rule 4.1(D)(3) and 4.1(D)(3)(d) used by attorney filing complaint.

I received a complaint from a debt buyer lawsuit.

In the statement of consumer debt it states:

In accordance with Small Claims Rule 4.1(D)(3), the undersigned submits this Statement:

This also is used further down:

Interest, charges, and fees calculated as set forth... View More

Joseph Kelly Levasseur
Joseph Kelly Levasseur
answered on Mar 15, 2018

I looked over the rules and I don't see them in there either. You can file a motion to dismiss for failure to state a claim for which relief can be granted and state the same reasons you stated here. He might be using old rules that have been updated and no one ever called him on it. The... View More

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