Q: How hard is it to get my SSI we're I have bipolar depression and anxiety and PTSD and a 8th grade education

A: Being approved for SSI can be difficult, so it would be a good idea to consult with a disability attorney before your file your SSI claim. Most disability attorneys offer a free initial consultation. You can hire a disability attorney on a contingency fee basis, which means that the attorney will get paid a percentage of your back benefits only if you win.

Social Security law defines disability as the inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. Also, SSI has requirements of limited income and resources since it is a needs-based program. To be eligible for SSI, you can only have resources of $2,000 or less.

When evaluating your disability claim, the Social Security adjudicator will consider a number of factors, including your age, education, past work experience, your physical and psychological impairments and your ability to function. They will also take into account symptoms, such as pain and fatigue, and will consider any side-effects you have from your medication. It is critical to have medical records to prove your impairments and how those limitations limit your functioning. To learn more about Social Security disability, see https://www.ssa.gov/benefits/disability/#anchor1.