Asked in Collections and Small Claims for Florida

Q: I am being sued by a collection agency for FingerHut. Court date 12-14. What can I do

I am a single mom and a student full time, and looking for a part time job, I have had quite a few obstacles the last few years and I am trying to move forward. The bill is for 1200, and I can not pay it, maybe a payment plan. I just need some help and I do not know what else to do.

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4 Lawyer Answers
Barry W. Kaufman
Barry W. Kaufman
Answered
  • Collections Lawyer
  • Jacksonville, FL
  • Licensed in Florida

A: Call the attorney who filed the suit or the person who signed it and try to arrange a payment plan.

Terrence H Thorgaard agrees with this answer

Jane Kim
Jane Kim
Answered
  • Naples, FL
  • Licensed in Florida

A: When there’s a judgment entered against you there’ll be a separate lawsuit to collect, and they will issue a citation to discover assets to you. That’s when you can indicate your limited income to demonstrate you’re not collectible and that your limited wages cannot be garnished.

Good luck.

Bruce Alexander Minnick agrees with this answer

1 user found this answer helpful

Bruce Alexander Minnick
Bruce Alexander Minnick
Answered
  • Collections Lawyer
  • Tallahassee, FL
  • Licensed in Florida

A: BEFORE you agree to a payment plan you really need to find out how old the debt is--because it might not be enforceable. It id not enforceable and you make a payment, of any amount, it becomes enforceable again.

1 user found this answer helpful

Terrence H Thorgaard
Terrence H Thorgaard
Answered
  • Freeeport, FL
  • Licensed in Florida

A: I'm guessing the "court date" is a pretrial conference, if it's a small claims case. Depending on which county and judge this is, you will probably be given the choice to enter into a payment plan, agree to the entry of a judgment, or set the case for trial. If you agree that you owe the money, a trial would probably not help you and you might be stuck with also owing the plaintiff's attorney fees.

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