Q: Can a landlord require you to have your Renters Insurance through a specific company?See More Information below
Date: November 26, 2021 at 3:24:06 PM EST
To:
Subject: IMPORTANT Information about your Lease! URGENT DOCUMENT NEEDED.
Dear Residents of Della Vita Apartments,
As of today 11/26/2021, corporate has updated the Renter's Insurance Requirements, and the only company that meets all of those requirements is Occupant Shield. If you currently have renter's insurance with another company, you will have to cancel it so they do not keep charging you monthly. If you paid for the whole year, you can call and cancel so they return the money for the months left in your policy. The phone number for Occupant Shield is 888-209-2023 to set up your new policy. We will need this new insurance set up by Friday 12/17/2021 to avoid a $300.00 charge added to your account. If you recently renewed your lease and the renewal started this month of November, we will need this new insurance document by 11/30/2021 to avoid a $300.00 charge a
A:
Although I have never seen this egregious over-reach before, I can't say I am surprised to see it happening now; why? Because it is just another prime example of human greed for money dominating everything else in the United States.
As as to whether your landlord or the owner of the complex can do this, the answer is clear: They are now doing it.
As to whether this new "Renter's Insurance Requirements" is "legal" that answer depends on the current language in the written leases. If the lease is silent as to which insurance company the landlord wants tenants to use then the new "policy" is probably OK.
In any event, it is certainly not worth launching a lawsuit and paying $$ thousands of dollars to test this change.
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