Brush, CO asked in Landlord - Tenant for Florida

Q: Can a landlord require you to have your Renters Insurance through a specific company?See More Information below

Date: November 26, 2021 at 3:24:06 PM EST


Subject: IMPORTANT Information about your Lease! URGENT DOCUMENT NEEDED.

Dear Residents of Della Vita Apartments,

As of today 11/26/2021, corporate has updated the Renter's Insurance Requirements, and the only company that meets all of those requirements is Occupant Shield. If you currently have renter's insurance with another company, you will have to cancel it so they do not keep charging you monthly. If you paid for the whole year, you can call and cancel so they return the money for the months left in your policy. The phone number for Occupant Shield is 888-209-2023 to set up your new policy. We will need this new insurance set up by Friday 12/17/2021 to avoid a $300.00 charge added to your account. If you recently renewed your lease and the renewal started this month of November, we will need this new insurance document by 11/30/2021 to avoid a $300.00 charge a

Related Topics:
1 Lawyer Answer
Bruce Alexander Minnick
Bruce Alexander Minnick
  • Landlord Tenant Lawyer
  • Tallahassee, FL
  • Licensed in Florida

A: Although I have never seen this egregious over-reach before, I can't say I am surprised to see it happening now; why? Because it is just another prime example of human greed for money dominating everything else in the United States.

As as to whether your landlord or the owner of the complex can do this, the answer is clear: They are now doing it.

As to whether this new "Renter's Insurance Requirements" is "legal" that answer depends on the current language in the written leases. If the lease is silent as to which insurance company the landlord wants tenants to use then the new "policy" is probably OK.

In any event, it is certainly not worth launching a lawsuit and paying $$ thousands of dollars to test this change.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.