Q: I got insurance last month. totaled car. insurance pmt late. They're cancelling me in the middle of my claim. Can they?
My payment is late. I will be able to pay on my payday (in 5 days). They said it will be cancelled on Jan 4.. Can they cancel me before finishing my claim?
A: A Colorado attorney could advise best, but your question remains open for four weeks. As a general matter nationwide, the issue is generally whether the policy was in effect at the time of the accident, barring any special conditions stipulated by the carrier. Carriers can extend grace periods to their policyholders - these can depend on company operating procedures and their discretion/generosity. If the matter has not been resolved, you could reach out to a Colorado attorney to discuss in more meaningful detail - insurance practices and applicable consumer protections are generally governed by state law. What I've outlined are only generalities. I hope everyone is okay from the accident, but if another vehicle had been involved and you believe a bodily injury claim from them is possible, the consult could be worth considering. Good luck
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