Sarasota, FL asked in Personal Injury and Workers' Compensation for Florida

Q: Good morning A dog attack me will I’m working and I broke my elbow I left the work for tow months

I hired a lawyer For personal injury

The insurance cover for dog only 50000$ only

The insurance accept to pay 50000 to me

And after deductible I will get around 27000$

So I say no I refuse the offer my lawyer I can’t get more money because the insurance for dog is 50000$

My hand still hurts me after 1 year

My question can I get more money if i refuses the offer or not

And what happened if refuse the offer

I work in the post office

Thank you

2 Lawyer Answers
Domenic J. Celeste
PREMIUM
Domenic J. Celeste
Answered
  • Workers' Compensation Lawyer
  • West Palm Beach, FL
  • Licensed in Florida

A: I'm not sure what you mean by deductible, but, I'm assuming it's for attorney's fees, costs, and, maybe, anything that is owed for your medical care. If that's the case, if $50,000 is the limit, then those things would be deducted from that limit, so you wouldn't be able to get the full $50,000 for yourself. For that information, you should listen to your attorney, who knows more about your case than any of us. However, since you were injured at work, you should have a workers' compensation case, which provides medical care and lost wages paid for and provided by the work comp insurance carrier. These would be two separate cases. I'd highly recommend that you consult with an attorney licensed to practice law in Florida and who regularly handles workers' compensation cases.

Charles M. Baron and Terrence H Thorgaard agree with this answer

Adam David Rieth
PREMIUM
Adam David Rieth
Answered
  • Tampa, FL
  • Licensed in Florida

A: It sounds like you need to have a meaningful conversation with the attorney you hired. Insurance policies have monetary limits. The limits are usually lower for animal-related liability claims. Your medical bills, attorneys fees, and costs likely are coming out of the $50k limits that the insurance company tendered, and that is likely clear in your agreement with your attorney. Again, you should set up a meeting with your attorney so he or she can clearly explain your potential recovery and other options.

Charles M. Baron and Domenic J. Celeste agree with this answer

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