Q: Can title insurance enforce title rules?
My neigbor has constructed a chicken coop and a horse stall with fenced grazing area within 100 feet of their own house and mine which is on the first half of their property. Our title specifically prohibits livestock structures within 100 feet of a dwelling and on the first half of the property. I have checked our zoning rules and both chickens and horses are considered livestock. Can I file a claim with my title insurance or should I hire an attorney? Thank you!
A: What your "title" says is irrelevant. If there are restrictive covenants to be enforced, it must be in the title chain that you claim has been violated. I doubt your insurance company insures against such risks, but you will need to read your policy, which deals with your title not someone else's. You will need to hire an attorney to enforce any restrictions you claim are being violated.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.