Q: I ran a credit report and found out someone used my credit to get a car loan. What should I do? Any one that can help me
I have the name of the loan company that issued the loan to this stranger that stole my identity. Can I file a lawsuit?
I live in Rosemead any lawyer near me
A:
first, you need to file an identity theft report with the FTC (and maybe your local police station).
Then you send a dispute to each credit bureau with a copy of the police report and ask them to remove the entry on your credit report. See annualcreditreport.com for instruction. Make sure the dispute is in writing and sent certified mail. Keep copies of everything.
You also send a written dispute to the creditor with a copy of the police report and ask them to confirm you are not the person that they are collecting from. Make sure the dispute is in writing and sent certified mail. Keep copies of everything.
If the credit bureaus do not remove the entry and/or if you are receiving collections from the creditor, then contact a consumer protections attorney for a consultation.
David Luther Woodward and Timothy Denison agree with this answer
1 user found this answer helpful
A:
Lawyers are developing a specialty in identity theft cases. Most local bar associations maintain a referral list of lawyers and the specializes. If that doesn't help, the California Bar should be of assistance.
In the short run you should follow the procedure of the credit reporting agency to object to the false entry on your report. Ask them for a confirmation of their action.
Good Luck
d
Timothy Denison agrees with this answer
1 user found this answer helpful
A: You file a police report, let the reporting agencies know by getting a copy of your credit report and challenging it and then you should contact the lender and inform them. Also see if you can check with DMV... did they register the car in a different name? And if so why did the lender allow that? Lots of questions to be answered. good luck to you
Timothy Denison agrees with this answer
1 user found this answer helpful
A: My colleagues have provided thoughtful and pertinent advice. Good luck in resolving the issue.
Timothy Denison agrees with this answer
A: I agree with the other four lawyers.
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