A merchant had refunded me $1400 and Bank wanted a receipt which I couldn’t find so they said it was suspicious the ac ount has been closed since 2019 and every month they take out a monthly fee if $8.95 and will not stop or give me the money back is there anything I can do
answered on Mar 21, 2023
If your online bank account has been closed by the bank and they are continuing to charge you a monthly fee, you may want to consider taking the following steps:
Contact the bank: Reach out to the bank's customer service department and explain the situation. Ask why they closed your... Read more »
I booked my round trip flights ona third party website ,I could use only partial trip and could not use the return journey as i was not feeling,Modifications were expensive hence i requested for cancellation to claim insurance but they were adamant about it and did not cancel my return ticket, as a... Read more »
answered on Feb 27, 2023
It is not uncommon for merchants to become upset or frustrated when a customer initiates a credit card dispute. However, it is important to remember that you have a legal right to dispute a charge if you believe it is incorrect or unauthorized.
If the merchant is threatening legal action... Read more »
answered on Feb 24, 2023
If your mother has passed away and you are the only next of kin or beneficiary, the bank may give you access to your mother's account depending on various factors such as the type of account, the bank's policies, and the amount of funds involved.
In California, the bank may... Read more »
So I found out that I had fraud on my account and they wiped it all out. I filed a claim with my bank but they ended up changing names when it was in the process. And when I went back in to ask they said they couldn’t find it so they had to do it again. But within 3 days they declined it. Even... Read more »
answered on Feb 20, 2023
If you have experienced bank fraud on your account and your bank has declined your dispute, there are several options available to you in California.
First, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or the Office of the Comptroller of the Currency (OCC),... Read more »
My friends are being investigated for wire fraud and articles have been made about them being scammers. He is my childhood friend and we happen to be in a similar industry. The public thinks that we are in business together because we are friends but we aren’t at all. We post pictures together a... Read more »
answered on Feb 20, 2023
If you are not involved in the crime and have no connection to it, the police should not come for you as a suspect. It is possible that they may want to speak with you to gather information or clarify your relationship with your friend, but they should not treat you as a suspect. However, if you... Read more »
Can someone assist me in filling out the exemption form (account has less than $1788 in it).
answered on Feb 20, 2023
Contact the agency or creditor that plans to levy your bank account to ask if there is an exemption form you can use.
Check the exemptions available in your state or county. You may be able to claim exemptions for certain types of property, such as household goods or tools of the trade, or... Read more »
The money that they won't release to me by the way was one of mine deposited in my account to live on. I have the account number that I had give
n them and they just told me over the phone on 2/8/2023 that they no longer have that number. I really need your help. Thank you, Dianna
answered on Feb 20, 2023
It is not legal for a bank to keep your money frozen for an extended period of time without a valid reason or explanation. Additionally, failing to send a replacement debit card without justification is also not acceptable. You should contact the bank's customer service and request a full... Read more »
We (our LLC) formed a multi-member LLC with another partner (an individual) to renovate and sell homes in CA. In 2021 the business incurred a number of expenses renovating a home starting in Oct. The renovation was completed and sold August of 2022. Our LLC taxes were completed in 2021 for 2021.... Read more »
answered on Feb 19, 2023
As a member of a multi-member LLC, your business partner does not have the authority to unilaterally amend the LLC's tax return without the consent of all members. Generally, all members of an LLC must approve any changes to the LLC's tax filings. Additionally, if your LLC has a written... Read more »
Also told then if I am not at work they will speak with a judge? I currently have Covid & am not at work. I work in a medical facility & numerous people answer phones there. I live in California. My current debt with them is roughly 1200.00
answered on Feb 20, 2023
It's illegal for a debt collector to disclose information about your debt or threaten to take legal action against you to anyone other than you or your attorney. This includes contacting your employer or coworkers about your debt.
Under the Fair Debt Collection Practices Act (FDCPA),... Read more »
rging me interest and fees for unpaid bills. What is my recourse?
answered on Dec 31, 2022
AND almost assuredly dinging your credit score too.
Talk to an attorney who handles this type of issue,
either FCRA or FDCPA or both...
Hypothetically, if one were to have purchased psilocybin mushrooms through a website and paid through Zelle, and then found out the website was a scam, could you get in trouble with the law for reporting the bank fraud?
answered on Dec 23, 2022
the answer is, IT DEPENDS........
if the bank notifies the police you could possibly have problems.
The account was over the limit for small estates. Titled as single owner no POD. NO Heggstad petition. Does this account remain the property of the estate or can a bank legally give the money to the trust without court approval.?
answered on Nov 17, 2022
The bank will not turn over the funds to the Trust absent a court order. Through a Heggstad petition, you can ask the court to fund the bank account into the trust. Since the trust lists this account, a Heggstad should be granted. Unfortunately, in Alameda County, it takes around 9 months to... Read more »
An identity thief impersonating me was able to withdraw 8K from my account at a Chase Bank branch. The thief could pull off the ruse because he had my ATM card and he knew both my password and, equally important, the provision of Chase policy that caps 8K as the maximum sum withdrawable without ID.... Read more »
answered on Nov 16, 2022
More information is needed. Speak with a local attorney. [I litigate cases. Anything posted here must not be construed as legal advice, nor as grounds for forming an attorney-client relationship. You should seek an attorney for formal legal advice and representation.]
A USPS tracking number for a 12oz package that is not the item I purchased. Delivered to an address other than the address I provided was used to claim I had received my purchase that weighed 144lbs which is over the maximum weight limit of 70lbs for delivery by the USPS. Not receiving my purchase... Read more »
answered on Nov 9, 2022
Certainly sounds like they screwed up.
However, I think the pivotal issue will be costs.
this is not the type of case most lawyers would consider accepting on a contingency.
thus you will be paying a lawyer for his/her time...and that is costly.
I got married last and I want to be able to since the
owe debts between $20,000 to $35, 000 and I have no income only my husband said he cannot afford to pay that
answered on Oct 10, 2022
Suggest you consult with a bankruptcy attorney in your area to analyze ability to file a chapter 7 in order to discharge the debt. You may find one on this site. Another option is checking with local bankruptcy court for possible Legal Clinic in your area for assistance.
I have financial power of attorney for my adult son. He is next of KIN to his father who just passed away. His only son. He had no estate. I am trying to have his fathers 401K tranistioned to an inherited IRA. I sent all the paperwork, POA etc to to the company. They require a California small... Read more »
answered on Oct 4, 2022
You can sign a California Small Estate Affidavit in Texas, so long as you have a Texas notary notarize your signature. Best wishes!
Breach of Data, Breach of Privacy by use of force of aggravated identity theft which has resulted in online bank account financial theft.
My mother just died and my father wants to add me to his bank account incase something happens to him so I'll be able to pay the bills and have access to his money once he dies. I owe the Cal FTB 25K and they have levied my bank account earlier this year and took around 1200 from previous... Read more »
answered on Oct 1, 2022
Yes they can. And while you might be able to get it back, it’s not worth it.
Simply get a power of attorney form from the bank and have your dad add you as a POD beneficiary on the account.
Beginning of this month I filed my articles of incorporation and today the Secretary of State of California approved the articles of incorporation and I am unsure what to do next?
answered on Sep 24, 2022
Congratulations on starting your nonprofit. You have chosen an unusual path by using the LLC formation method. One of the first things you will likely want to do is to file a "statement of information" with the Secretary of State -- usually within about 90 days from when you filed your... Read more »
I know the government can garnish your bank account or paycheck, but what if your only source of income *is* the government (e.g. unemployment, welfare, federal student loans)?
Can/do they still garnish the funds?
answered on Sep 22, 2022
A loan is not income. [I litigate cases. Anything posted here must not be construed as legal advice, nor as grounds for forming an attorney-client relationship. You should seek an attorney for formal legal advice and representation.]
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