Q: what is considered an official notice of foreclosure? Notice on our bill. CS said ignore it.
A: I am not sure who "CS" is (case servicer?) but in New Hampshire a formal notice of foreclosure must be sent to the last known address of record via certified mail, return receipt requested. It will have a date and time certain as to when the sale will occur. For residential property, this notice must be mailed at least 45 days before the date of the sale. So make sure that the servicer/mortgagee has your correct address so that it does not send any such notice to the wrong address.
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