Lawyers, Answer Questions  & Get Points Log In
Questions Answered by Leonard G Deming
2 Answers | Asked in Bankruptcy for New Hampshire on
Q: What are the NH Homestead exemptions in Chapter 7 Bankruptcy?

If I use NH exemptions in Chapter 7, what is the homestead exemption? Is that on top of the Federal exemption or in lieu of?

Leonard G Deming
Leonard G Deming answered on May 4, 2020

In most cases, debtors may choose between the state and federal exemption. In order to select the state exemptions, debtors generally must have lived in NH continuously for about 2 years. The NH homestead exemption is currently $200,000 for each person having an interest in the homestead, which... Read more »

View More Answers

2 Answers | Asked in Bankruptcy for New Hampshire on
Q: What is the maximum amount an attorney can legally charge a client for a chapter 13 bankruptcy in the state of NH?

.

Leonard G Deming
Leonard G Deming answered on Oct 20, 2017

Attorneys fees in Chapter 13 are subject to local court rules. Attorneys may charge anything in accordance with the contract with the debtor/client but if the fee exceeds the "no look" amount of a maximum of $4,500, then the attorney must file an application with the court to have the fee... Read more »

View More Answers

2 Answers | Asked in Bankruptcy for New Hampshire on
Q: Can my car's title holder still repossess my vehicle if I've filed for bankruptcy?
Leonard G Deming
Leonard G Deming answered on Jun 7, 2017

Yes, if you don't pay for the car, come to an agreement on how to pay for the car, or make some other deal on the amount owed. The creditor cannot act unless 30 days has passed from the time of the creditors meeting AND the debtor has not taken any action to follow through on his/her Statement... Read more »

View More Answers

1 Answer | Asked in Foreclosure for New Hampshire on
Q: If I am at risk of being foreclosed on, will I go to court?
Leonard G Deming
Leonard G Deming answered on May 2, 2017

New Hampshire has a "statutory power of sale" that most mortgagees utilize when foreclosing. This is non-judicial process which does not require the mortgagee to go to court for an order or judgment like most states have. However, there is a process whereby the party being foreclosed upon... Read more »

1 Answer | Asked in Bankruptcy for New Hampshire on
Q: I owe the state of Florida Department of children and family an overpayment. Will filing Bankruptcy wipe out the debt?

I'm a disabled widow and live in Raymond, NH. Back in 1993 i received foodstamps and medicaid for my 4 minor children in Fla., 2yrs ago they took 200.00 out of my check. I set up a pymt. plan immediately for 10.00 monthly. I missed a couple pymts. lately and they took another 200.00 out this... Read more »

Leonard G Deming
Leonard G Deming answered on May 2, 2017

I believe it is likely that this debt can be discharged by filing a bankruptcy petition unless the creditor can show fraud or misrepresentation under Section 523 of the Bankruptcy Code. Certain government benefits over payment, such as workers compensation or unemployment benefits, can be... Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.