Q: Will my future surguries be covered after car accident settlement
A: Generally, no. Once you settle your claim with the insurance company, you forfeit your right to seek any further compensation from them related to the accident. Instead, you and your attorney must account for the cost of any expected future medical care in your initial settlement demand. The burden of proof is on you though—and the insurance company is always going to put up a fight—so you face an uphill battle which usually requires the expert witness testimony of your physicians, life care planners, healthcare economists, etc.
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