Q: summons for credit card debt from unifund i failed to pay capitol one its been 5 years now im 71 years old
have to respond to court by20 days to file writton answer i dont know what to do
A:
First of all, do not default. Whether you hire a lawyer or not, file something with the court within the 20 days.
If you actually owe some or all of this debt, it may be worth your time to call the lawyer for Unifund and see if you can make payment arrangements. If you do not owe the debt, I suggest you hire a lawyer.
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