Lexington, KY asked in Estate Planning and Elder Law for Kentucky

Q: What happens to a disabled adult after the caregiver & guardian dies and there is no inheritance to provide financially?

I am mom, caregiver and guardian to my adult son whom has significant disabilities. He is unable to care for himself due to cognitive and psychiatric disorders. I am the only person willing to care for him and I cannot continue this role much longer. I do not own any property or assets to provide for him when I die. He literally will be left with nothing and no one. What will happen to him? As if life has not been difficult enough trying to raise him alone and unable to work due to his disabilities and needing constant supervision, I am haunted daily by the thought of what will happen to him. I do not wish this torment on anyone. What can I do to provide for him after I am gone? Even if it's not alot I feel obligated to not leave him with nothing. Any advice is appreciated!

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1 Lawyer Answer
Nina Whitehurst
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  • Estate Planning Lawyer
  • Crossville, TN

A: I am not in Kentucky, but here is a link to resources that should be able to help you:


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