Q: Insurer filed Dec 21 a lawsuit for the damage I made in a car accident in Dec 2016. Can the debt be written off?
Untill this year I didn't know that the other driver filed a claim, the approximate damage looked around $1000 but it turned out that he filed a claim for more than $11.000.
I’m not sure if it’d suspend my driver license if I’m not capable of paying that amount. I can’t let that happen. Accident happened in Illinois, my driver license is NC.
At the moment next case date was set up to as it says to "prove up"
If its possible I want somehow this debt to be removed since the accident has been in 2016.
Or to know that it won’t affect my driver license.
I have a picture of the damage.
Thank you for your time!
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A:
You can enter into a payment plan with the insurance company if you can agree upon an amount. As long as you stick with the payment plan your license will not be suspended. Or you can write off the debt and bankruptcy. Or win the case in court.
Otherwise, if they take a judgment and file it with the secretary of state, your license will be suspended.
Timothy Denison agrees with this answer
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