Grand Rapids, MI asked in Consumer Law and Civil Litigation for Michigan

Q: Should I deny the complaints in the summons and complaint I received for an old debt even if I know the debt was mine?

I was served in regards to an old debt. The debt is mine, but I'm unsure if the amount is correct as I paid part of it in the past. Most of what I've read says to deny the complaints just to make them prove its actually mine and that the amount is correct. Is this a good idea? Solosuit has a portion on their site that also says to go this route.

1 Lawyer Answer
Adam Alexander
Adam Alexander
  • Consumer Law Lawyer
  • Southfield, MI
  • Licensed in Michigan

A: You just posted on line that "the debt is mine". Be careful now denying to the court that the debt is yours.

Depending on the amount of money the debt collector is suing you for, you should consider hiring a lawyer.

There are legal defenses available to you that you may be unaware of.

If you decide to handle it yourself, I suggest trying to negotiate a one-time lump sum to resolve the entire debt. Older debts can often be resolved for much less than the full balance.

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