Mount Juliet, TN asked in Small Claims and Collections for Tennessee

Q: I am being sued for not paying a credit card. If I’m in debt consolidation and they’re paying in full do I need a lawyer

I’m in tennessee. The case is in June

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2 Lawyer Answers
Anthony M. Avery
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Answered

A: Only Bankruptcy enjoins debt collection. Debt Consolidation does not prohibit collection, but only gets the creditors to voluntarily agree to hold off. But if they sue, it is not a defense. Hire a competent attorney to represent you, as obviously you are trying to deal with this yourself.

Anthony M. Avery
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Answered

A: You may need to file a Notice Of Exempt Property.

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