Waterford, MI asked in Bankruptcy for Michigan

Q: What do I need to file a bankruptcy and what things can be put on a bankruptcy

I have a lawsuit that wages are garnished for from an old car repo and I just received papers for a car that I co-signed with my ex about a civil suit I am not currently working and I think I need to file bankruptcy if I can but am lost as to how to even get the right paperwork to file

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3 Lawyer Answers
Robert Keyes
Robert Keyes
Answered
  • Bankruptcy Lawyer
  • Ypsilanti, MI
  • Licensed in Michigan

A: You can certainly file the bankruptcy by yourself but I'll bet every bankruptcy attorney who sees your question will agree that it is almost always a terrible idea.

That being said you can go to this link and get the forms and some guidance on how to do it yourself:

https://www.mieb.uscourts.gov/content/filing-without-attorney

There are many possible things that can go wrong for a self filed case. I have seen people lose their house or cars because they did not do the proper things.

Just curious - you said "wages are garnished" but then you say you are unemployed.

Good luck...

Brent T. Geers and Timothy Denison agree with this answer

Brent T. Geers
Brent T. Geers
Answered
  • Bankruptcy Lawyer
  • Grand Rapids, MI
  • Licensed in Michigan

A: I agree with Mr. Keyes. Bankruptcy involves navigating your way through terms that are not wholly intuitive, and there are a host of case deadlines that if you miss could adversely affect your case. It is well worth the money to hire an attorney who does bankruptcies day in and day out. For them, your case will hopefully be simple - which is what you want; for you, it will be an administrative nightmare, and you probably have things your time could be more effectively spent on.

Timothy Denison agrees with this answer

Michael Hollins Sr.
Michael Hollins Sr.
Answered
  • Bankruptcy Lawyer
  • Nashville, TN
  • Licensed in Michigan

A: Yes, you can handle your own situation. However, you should consider getting an experience bankruptcy attorney involved. That will ensure that you have the right outcome.

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