I have a estimate of $5,000 debt, back rent of $8000 and a car loan I'm still wanting to continue to keep. I can't catch up on my rent or debt. I'm a single mom with my only income. Should I file for bankruptcy?
You should have a consultation with a local bankruptcy attorney who can go over your whole situation and give you the options available. It really takes a full dive into your situation to know what the best options are.
I too suggest that you contact a bankruptcy attorney for a discussion of options. Several of us offer a half hour phone consultation that will likely provide information for you to consider regarding your options (bankruptcy and non-bankruptcy options).
Bankruptcy maybe able to provide you immediate relief if you have been trying to catch up on payments and debt for awhile now. Bankruptcy can get rid of back rent, credit card debt, medical bills, etc...You can likely keep your car in bankruptcy as bankruptcy law allows for a bit of protection for vehicles. I hope this helps. If you need more advice feel free to reach out to a bankruptcy lawyer.
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