Q: Mortgage was in chapter 7 not discharged was carried to chapter 13. It is not showing up on my credit report.
Servicer says since it was in bankruptcy I am not liable for the debt but I signed a modification and have been paying for 3 years. So exactly what does that mean??
A: The lender stopped reporting to the credit bureau. It did not change your legal status as a borrower. Did you get a discharge in the Chapter 13 of any of the debt?
Timothy Denison and David Luther Woodward agree with this answer
1 user found this answer helpful
A:
I agree!
How long was your 13 plan and did you complete it?
Credit reports have little if anything to do with bankruptcy other than to report your filing--if they do. Credit report issues should be addressed with the reporting bureau
Timothy Denison agrees with this answer
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