Q: Who is responsible for any damage ? And who’s home insurance will have to foot the bill ?
I rent a home and a tree fell onto a neighbors car (no negligence)but by natural causes as it was thunderstorms the previous days and that night. They also parked in front of my home but technically that side of the street is public parking also.
A: A Georgia attorney could advise best, but your question remains open for a week. If the homeowner carrier determines the claim is valid, they could be the primary source of coverage. If they assert any defenses upon a closer investigation, the auto policy could be an option, depending on its scope of coverage. This is a generality though, without knowing the terms of the policy. Good luck
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