Chicago, IL asked in Car Accidents for Illinois

Q: a vehicle with a dealer lien was involved in a collision, towed to our shop in chicago.

the vehicle owner stated he had no current insurance. i called the lienholder at their corporate headquarters; they are located in the state of Georgia. I was informed they would have to report the incident to the department of abandoned vehicles, which would probably involve a delay of 30-60 days before they respond. since the vehicle is in the state of illinois, do not the state laws of illinois apply regarding vehicle insurance & related actions ?

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1 Lawyer Answer
Charles Candiano
Charles Candiano
  • Personal Injury Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: Please ask a more specific question. If you are asking whether you are permitted to charge storage fees as permitted by Illinois statute, the answer is YES. Just to be on the safe side, I would send the lienholder a letter by certified mail with return receipt requested, memorializing your advisement that the lienholder would be responsible for charges of X dollars per day from the date it was received, until they remove the car from your premises. Beyond that, I'm not sure what you are asking as that has nothing to do with insurance.

Under Illinois law, the uninsured drivers license will probably be suspended, subject to the driver entering into repayment agreements with: the other driver (or the other driver's insurance carrier); the lienholder; and you.

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