Q: Can you please explain to me what I can do when my auto insurance policy rescinded on me for material misrepresentation?
My car was stolen and recovered back in June 2022 and my insurance companies underwriting team did their investigation and sent me a letter stating they rescinded on my policy for material misrepresentation for not disclosing all licensed drivers in my household on the policy application. I tried appealing their decision but they haven't gotten back to me yet and my car is still in the impound and not even drivable because whoever stoled it took the Catalytic converter off and stole the battery. Can you help explain to me what my options are? Thank you.
A: A California attorney could advise best, but your question remains open for two weeks. These can be difficult cases. In insurance law, there is a universal doctrine of good faith in representations made by the policyholder to the carrier. Depending on the amount of the claim, it could be worth considering consulting with an attorney who handles such cases to discuss whether litigation would be a cost-effective option. Good luck
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