Indianapolis, IN asked in Collections for South Carolina

Q: Credit card co. has gotten an execution of property against my girlfriend in horry county, Murrell's inlet.

She used her card 2 years ago to cremate her 10 yr live in boyfriend, barely makes enough money to pay rent and utilities, nothing left after. I just helped her pay off her vehicle that they bought before he passed. Can the sheriff seize that vehicle to settle the debt or her bank account that has less than $100 in it. Can she still pay the debt and avoid further problems. I'd have to pay it for her which she doesn't want me to do, it's $3500

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1 Lawyer Answer
Barry W. Kaufman
Barry W. Kaufman
Answered
  • Collections Lawyer
  • Jacksonville, FL

A: If the judgment is satisfied before the sheriff executes, there won't be an execution. Subject to SC law, the sheriff may very well be able to snatch the car and her bank account. If you intend to satisfy the judgment, DO NOT go by the judgment itself. Contact plaintiff's attorney for an exact payoff amount because judgments accrue interest. Get the payoff in writing. You will probably pay the plaintiff's attorney directly, and this is standard and common practice for well over 100 years.

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