Q: My car insurance paid a settlement to a bike rider who ran into my door. Can I appeal this decision?
The bike rider was unlicensed, driving at night without lights or reflectives. They also did not signal when riding and wove in between cars. I have dash cam footage to prove this. Why is my insurance company paying her a settlement when she was negligent?
A:
Good morning.
First, I'm not sure if you are referring to someone who was riding a bicycle or operating a motorcycle. I don't know of any license you need to ride a bike. In any event, not having a license is not proof of negligence.
Your insurance company has not only the right but also the obligation to investigate accidents, make their own determination regarding fault, and pay claims appropriately.
As such, the insurance company controls when to settle, even if you don't agree with the decision.
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