Q: As an ind. contractor, do I cover the insurance for driving reps of a co I'm working for in a rental car or do they?
I am an independent contractor in marketing and being asked by a company I work for to drive their representatives around in a rental car at a trade expo in Las Vegas that we will all be attending. They are reimbursing me for the car rental, but said since I am an independent contractor, I would need to cover the cost of the insurance. Since I am being asked to drive reps of their company around and they are paying for the rental, would they actually be responsible for covering the cost of the insurance also? Thanks for your guidance!!
A: A Texas or Colorado attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney as to state-specific elements of law that might apply, independent contractors can usually set conditions as agreed, depending on the company. Whatever arrangements you choose, make sure you have all your bases covered, in terms of liability claims from other vehicles or occupants in your vehicle, property damage/theft to the rental vehicle, medical expenses, and other possible risks. Good luck
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