Q: How long do I have to cash a check?
A bank is not required to honor a check dated more than 180 days before it is presented. A bank may honor the check anyway if it confirms funds are available.
There are some exceptions to this general rule. For example, checks from the US Treasury like tax refund checks are valid for one year. Likewise, a check may limit the time to present it for payment on its face for example using words like “void after 90 days.”
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