Mexia, TX asked in Products Liability and Business Law for Texas

Q: Do i have a case against the dealership?

Back in 2020 a friend asked me if I would co-sign for her to get a car. When I went to the dealership the employee asked for my information for the car she was purchasing. This included my Insurance and when I asked why they stated that it was because the associate stated they needed it for their system to go through with her purchase. I left after signing because i had errands to run that day. About 2 weeks after the contract was signed and her driving off the lot my friend got into a accident were a drunk driver hit her. The car was totaled and she didn't have insurance. When we went back to the dealership and looked at the contract she signed they put it my insurance number in their system and claimed she had my insurance to let her drive off the lot. She was Uninsured and the dealership claimed she was on my insurance. She has made payments to them and the dealership won't do anything to fix their mistake and miscommunication on the issue they only hung up the phone when I called.

1 Lawyer Answer
John Michael Frick
John Michael Frick
  • Frisco, TX
  • Licensed in Texas

A: How have you been harmed by the dealership?

You co-signed.

So you and your friend are jointly liable for the purchase price of the car.

If anything, you have a claim against your friend for wrecking the car.

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