A Georgia attorney could advise best, but your question remains open for two weeks. In this type of setting generally speaking, two options are to go to court, as you mention, or to lower the amount demanded. Yes, there's always a possibility that plaintiff could lose. A case could be dismissed. Jurors may rule in favor of plaintiff, but disagree with money demanded. There are other possibilities as well. You should consider consulting with a local attorney about who bears costs if not successful (jurisdictions can differ across the nation here), and whether your case is worth the effort to go to court (investment of time and litigation expenses vs. prospects for a favorable outcome). If a law firm accepts your matter on a contingency basis, you might not have anything to lose, since that type of arrangement generally means that an attorney fee is only owed for a money award, either through verdict or settlement. Think about trying to arrange a free initial consult with a Georgia attorney. Good luck
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