Q: can I change my mind to file bankruptcy? Papers are ready but we have not signed off
I have paid the initial fee. The only thing we have signed is the initial papers to get started. I understand I may lose my initial fee but can I still stop the process?
Thank you
A: As far as I know, if you have not filed the bankruptcy, then you can request that counsel file under a different Chapter if possible. Chapter 7 vs Chapter 13. You may ahve to pay additional monies but it should be able to be done prior to filing without much trouble.
Timothy Denison agrees with this answer
A:
Yes, you can "stop" the process, in more than one way.
You can tell your lawyer, by direct voice, not voicemail, to refrain from filing. Follow that up with an email marked "high importance".
It may be that the initial docs (signed Petition, a list of creditors with addresses, your Certificate of Completion of the debt advisory course, have already been filed. You can, nonetheless, dismiss your case (there are some practical ramifications you should consider).
TALK WITH YOUR BANKRUPTCY LAWYER ABOUT YOUR ISSUES.
After four decades of practicing in this area, I have found that many clients really do not know the issues involved, or have not thought through them rationally, relying on superstition, internet "wisdom" or their own "gut sense", rather than the tailored, specific advise of an experienced practitioner.
Timothy Denison agrees with this answer
A: Yes. If you have not filed, you don’t have to file. Just notify the lawyer and don’t file it.
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