Q: Can a vehicle insurance company cancel you because you are homeless
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- California
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- Answered
A: No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are required to follow non-discriminatory underwriting guidelines and cannot use factors such as a person's housing status to cancel or refuse coverage. However, an insurance company can cancel or non-renew a policy for other reasons, such as non-payment of premiums, providing false information on the application, or the insured no longer having a valid driver's license.
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