Asked in Real Estate Law for District of Columbia

Q: My mom want give me a title on her house is worth to accept that if I need pay her mortgage she got on house ?

The house is old and I need fix many things,how to be sure that I will be only the one owner ?if she give me a title it mean I’m the one owner of house ?.and what if she decide to add my name there only then I still will be the owner ?or only her ?I want to be sure if I get title on house it mean that will be mine only and what she need to do to transfer ownership

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1 Lawyer Answer
Richard Sternberg
Richard Sternberg
Answered
  • Potomac, MD
  • Licensed in District of Columbia

A: A real estate lawyer can create a sale of the property from her to you leaving in her the right to remain in the property for the rest of her life, assuming that’s what she wants. There are many ways to do this from irrevocable trusts to wills, depending on the objectives and the loan, and other factors. The best bet it to sit down with a lawyer for an hour after ordering a title search, collecting bids on the needed repairs, and getting a copy of the mortgage note.

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