It depends on how title is held. If title is held as Tenants in common (refer to your deed to determine how title is held) then the deed of trust is effective as against the individuals divided interest. If the property is held as tenants by the entirety (common for married people) then the lien of...View More
Job and did not pay the debt. Now a collection lawyer has sued her for $7524.69 and the trial is set for October in Maryland court. I have called the lawyer and offered to settle her debt for $3000 which is all I can afford. They refused and offered to settle for $6500. I certainly cannot afford... View More
If the original debt is in her name only and the property is owned/titled in both names as tenants by the entirety or joint tenants then any judgment against her individually will not attach to and become a lien against the house.
Generally the contract needs to be signed by both parties to be enforceable. Electronic signatures are permitted but simply emailing a contract to someone does not bind them to the terms of that contract.
This response is intended only as general information and is not intended as nor does...View More
The answer is, probably not. In many jurisdictions in order to be considered a "bedrooom" a room must have a window of a certain size and be a certain size. The specific requirements of your jurisdiction will determine whether the "storage room" can be used as a residential unit.
I am about to close on a cash-out re-finance on real estate property, primary residence, and the 3 day right-of-rescission wait may interfere with another contract I have that needs to be funded before the 3 day rescission is over . Can that be waived for circumstances of this nature ?
The 3 day right of rescission is not waivable. You should try to get an extension of the time for the other deal. If you execute an authorization to disburse funds directly to the third party the title company should honor that and disburse the funds as directed. If you offer to make this...View More
Joint tenent. Deed was never filed in MD. Settlement and mortgage company is no longer around. I want to file the deed but they won't file unless I have the orig. Current morthage company keeps sending copy and says that the settlement company has the orig. They are gone. Can I create a deed... View More
It is possible that title company's title insurance underwriter or an owner of the title company still has the files and the original deed although given that it was 7 years ago it is unlikely. More information is needed to determine your course of action. Do you have a copy of the signed,...View More
It is certainly legal although more information is required to determine if that is something your should entertain. Is the family attempting to hide assets from creditors or a spouse? If your family member is just being nice then the funds would likely be considered a gift which could have...View More
We purchase a house by a busy road, and discovered that the road was to be widened into 4 lanes within next 10 years according to the county master plan which was not disclosed to us any where in the contract.
You should review the entire contract you signed. It is very likely that you signed off that you had reviewed the master plan. It is unlikely that the failure to disclose the road widening would a breach of the contract by the Seller because the information was public knowledge but it depends on...View More
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