Tyler, TX asked in Consumer Law, Identity Theft, Small Claims and Civil Rights for Texas

Q: I had got a loan from title max an there was a breach

I had got a Letter saying that someone hacked there there system all took all my personal information an my social id address account everything not just me thousands of people an on top of that it's been going on for 3months before they let me know what can I do about that an another thing I feel like they are over charging me on the loan I'm upset cause there supposed to keep all my information safe an they didn't I don't even want to deal with them nomore do I still have to pay my car loan back?

1 Lawyer Answer
John Michael Frick
John Michael Frick
  • Frisco, TX
  • Licensed in Texas

A: It doesn’t sound to me like you have any damages from the privacy breach. If TitleMax has any account numbers or passwords, they notified you so you can promptly change them.

Yes, you still have to repay the loan. Title loan companies are “lenders of last resort” meaning that the only people likely to get a title loan are those who do not have another choice. Defaulting on a title loan is not advisable.

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