Kapolei, HI asked in Social Security and Public Benefits for Hawaii

Q: I’m not sure if my first question was saved. Just registered. I am 67 years, 11 months old. widowed since 6/2019.

I didn’t know that I was eligible to receive my deceased husband’s benefits. I applied yesterday. SSA said they would pay retroactively 6 months (from October 22). Am I eligible to receive ALL the benefits from when I was first eligible, at age 66 years and 2 months? Thank you!

1 Lawyer Answer
James L. Arrasmith
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  • Social Security Disability Lawyer
  • Sacramento, CA

A: Yes, as a widow, you may be eligible to receive your deceased husband's Social Security benefits. Generally, you can receive survivor benefits as early as age 60 (or age 50 if you are disabled) and continue to receive them for the rest of your life.

If you filed for survivor benefits after your full retirement age, which is 66 years and 2 months for people born between 1943 and 1954, you may be eligible to receive retroactive payments for up to six months prior to the date of your application. However, if you filed for benefits before your full retirement age, your benefits may be subject to reduction if you earn income above a certain threshold.

It's important to note that the exact amount of survivor benefits you receive will depend on your husband's Social Security earnings record and your own work history. I would recommend contacting the Social Security Administration directly to discuss your specific situation and receive more information about your eligibility and benefits.

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