Easton, PA asked in Banking and Collections for New Jersey

Q: Wells Fargo is withdrawing money from my account for CC debt without my permission. Is that legal?

I tried to work with them with a debt consolidation firm a few years ago. They were the only CC that would not. I have my personal accounts and my mortgage through them. They continue to take money out of my account and refuse to work with me to set up a payment plan for repayment. I can't seem to talk to the right person to find out how this is legal. Any advice is appreciated.

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2 Lawyer Answers
Morris Leo Greb
Morris Leo Greb
Answered
  • Business Law Lawyer
  • Rockaway, NJ
  • Licensed in New Jersey

A: In order for the withdrawals to be made there must either be a provision in the loan agreement or a suit was filed for which a judgment was obtained to collect the debt.

Peter J. Weinman agrees with this answer

Leonard R. Boyer
Leonard R. Boyer pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
Answered
  • Business Law Lawyer
  • Clifton, NJ
  • Licensed in New Jersey

A: Debt consolidation and debt settlement companies are scams. They are not attorneys and are engaging in the unauthorized practice of law. You need to retain an experienced Bankruptcy attorney to solve this problem once and for all. With modern technology, you can be represented by any high-quality attorney in New Jersey irrespective of geography.

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