My father is moving to a new country next week and I am newly appointed durable power of attorney over his financial accounts.... If I file bankruptcy that shouldn't effect his banks accounts correct? Also I was thinking of opening a new checking account with my father and myself as joint... Read more »
Do not open any bank accounts until after your bankruptcy is discharged. Do not look for problems. You also need to be represented by an experienced Bankruptcy attorney. What you do not know can cause you all sorts of problems. You really need to leave things alone. Even with the Pandemic, if you...Read more »
Rather than ask unanswerable questions to lawyers here on Justia you are advised to put the rejected $5,000 cashier's check in a safe place--or turn it in to the issuing bank, get your $5,000 back and put IT in a safe place while you look for a lawyer capable of defending against the...Read more »
I heard that payday loans are illegal in NJ. I took 600 put and paid four payments of $206 . I also heard that since they are illegal I only have to pay the principal. Is this true,? The rest of my cc and such ate in good standing so I don't want to file for bankruptsy. What can they do to me,,?
Think this all the way through: If the payday loan creditor operates its business anywhere in the state of New Jersey there is a really strong possibility that payday loans are NOT illegal in New Jersey. What can they do if you do not repay? They can sue you.
The remaining mortgage amount is an amount one co-borrower can pay independent of the other co-borrower. (In fact, one co-borrower has always made 100% of the mortgage payments.) One co-borrower is not planning to move; the other had moved away from the home years ago. Both co-borrowers pay real... Read more »
If you sold your house through a Realtor, lawyer, title company or other closing agent they should have given you a pro rata credit for the 2019 taxes you paid and an offsetting charge against the new owner's proceeds. Look at your closing statement.
My business partners rather than asking me if they had any confusion, continued to purchase goods from my other business that is owned by my wife. Since they were verbally told several times and there is nothing in writing they took advantage of the situation to edge me out of the business. I... Read more »
You need to retain an experienced civil litigation attorney to represent your interests in this matter. There is a straight forward way that an attorney who is experienced in both civil litigation and real estate can take to protect your interests. Trying to represent yourself in Court is a bad...Read more »
While buying it at auction myself might cause the bank to go after balance deficiency, since it is a public auction there should be no legal reason my father can't bid and if he wins the high bid sell me the house at 1 dollar. Again much different from the short sale where I am coordinating... Read more »
There is no way of knowing who will win the sheriff sale. This is very different from an auction. If it was a short sale, you do not control anything, the lender does and statistically most short sales fail.
The only difference on how a minor is treated in our criminal justice systems is that instead of going to jail you go to a detention facility and your criminal record will go away if treated as a minor. In my opinion juvenile detention is much worse than jail due to the young inmates being more...Read more »
Hope you can help with these questions. My parent passed away a few years ago and had life insurance. After bills were paid and other expenses the rest was divided among the surviving children. I did receive a small share in the form of a check. I kept the check and have not cashed it.... Read more »
This is a difficult question to answer without a lot more detail. But in general, you would need to list the check as an asset on your financial statement. If you spend the funds on necessary living expenses prior to setting up a payment alternative it might not be an issue. Filing a fraudulent...Read more »
You would probably now the answer to this question better than us, such as did you make fraudulent charges and then dispute them, did you fail to pay your credit card bill etc. Thus many reasons could exist.
Worked under the table for an elderly lady for three months. Rate of pay was a verbal agreement depending on the task and her mood . Sometimes she paid at end of day sometimes weekly . she paid two times with cash $50 and $40 and 3 times with a check each for $100. stopped working for her and... Read more »
Your only protection is to hire a good lawyer. In a he said she said case the judge will determine who is more credible. If you have any past record or even look shady that could sway the judge to go against you and find that you were guilty. Do not talk to the police until you speak with a...Read more »
The car that i own now is damaged and the dealership is offering me 2000 for it. I tried to trade it in but they said the only way out of the car is if i lease another car from them. I was wondering if i lease a brand new car from them would i be able to break the lease after a month and just... Read more »
She then traded in the van and bought a car. Now i'm 19 going on 20 I've moved out and had a bad fallout with my mother. I've been struggling to find a decent car to get to stores and doctor appointments and money has been tight. So my questions is since the money she used (8000 usd)... Read more »
While you are a minor she is to use that money to assist you but may use it on items that assist the family, such as rent, food. You could make a claim against her for the money but assuming your household was needy enough for you to qualify for SSI, she should be able to show that the money was...Read more »
I have an auto loan with a bank and its due date is every 20th. It's paid through post dated checks given to the bank at the start of the loan. End of August my husband was hospitalized and we have used up our money for the due on September, thus we were not able to pay for it. Since the due... Read more »
Yes, the can and obviously they did. I'm sorry that your husband was hospitalized and that caused financial problems. But in the future, keep any money that you need for a checking or savings account in a separate bank. Depending on your overall financial situation, Bankruptcy may be right for...Read more »
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