Stockton, CA asked in Insurance Bad Faith and Insurance Defense for Oregon

Q: My car insurance company is charging me double what they were for my car insurance, it was the advice of a supervisor.

A supervisor advised me to cancel my current car insurance policy because my car engine was damaged I didn’t run it blew up my mechanic confirmed it , so on that advice I canceled it, I got another car and now I have an insurance lapse of coverage, I was assured I would not have any issues

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY

A: An Oregon attorney could answer best, but your question remains open for four weeks. Additional information is needed, but it looks like something may have fallen through the cracks in cancelling insurance on one vehicle on your policy and reinstating it for another. If the cars were markedly different in terms of accident risk or theft replacement value, that could result in a hike in premiums, as well as other factors such as changing deductibles or policy limits. But assuming the cars are similar and you didn't make drastic changes in your policy, a starting point could be to see if your carrier will work with you to resolve the gap in coverage. Good luck

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