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I was at a car dealer 50+ miles from home to buy a car when I found out it was canceled. I drve not know I was uninsured. I was at risk legally n physically had I had an accident. They said someone called n canceled it but it wasn't me. They had the phone number. Not mine or my wife's.
answered on Aug 6, 2024
An Oregon attorney could advise best, but your question remains open for a week. Depending on how defined by the consumer laws of your state, your situation could be a privacy breach - a local attorney should advise on available remedies there. But from a practical standpoint, the standard for... View More 
personally. What kind of attorney do I need to talk to about this? I was not involved in the accident at all.
answered on May 17, 2023
First, please let me offer my condelances on your loss. I realize that this makes it much more difficult to handle these "legal" matters associated with your husband's passing. You will need likely to need to consider how to protect yourself. Your question deals with a claim agaisnt... View More
personally. What kind of attorney do I need to talk to about this? I was not involved in the accident at all.
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answered on May 15, 2023
If the car was not owned by you and you did not give your late husband permission to operate the vehicle, I see no basis for liability against you personally for this crash. If you are sued, and the auto liability insurance company does not provide a defense to you, you can retain your own private... View More
3.2 years ago, drunk girl totalled my car. took forever to wrap up, but now the court settled, and her insurance is ready to pay out, only now they are demanding DMV proof of ownership for the vehicle that was towed and signed off to junkyard 3+ years ago. DMV was contacted, they don't offer... View More
answered on Sep 5, 2023
This is not an unreasonable request since proof of ownership is an essential element of proof in your case. Your copy of your certificate of title ought to be sufficient.
A supervisor advised me to cancel my current car insurance policy because my car engine was damaged I didn’t run it blew up my mechanic confirmed it , so on that advice I canceled it, I got another car and now I have an insurance lapse of coverage, I was assured I would not have any issues
answered on May 26, 2023
An Oregon attorney could answer best, but your question remains open for four weeks. Additional information is needed, but it looks like something may have fallen through the cracks in cancelling insurance on one vehicle on your policy and reinstating it for another. If the cars were markedly... View More
My insurance company said since my car engine blew up and was not drivable to cancel my policy? Is that correct?
answered on May 14, 2023
An Oregon attorney could advise best, but your question remains open for two weeks. It isn't clear what is at stake in the distinction you ask about, whether the policy was cancelled for non-payment or the car being undrivable. Either way, it sounds like the vehicle was not on the road. If... View More
My company's name is INK Therapy, or "IT"
AND the slogan is,"Sit down and deal with IT"
I'm trying to find out if I can use PennyWise's image???
answered on Oct 10, 2021
Basically no, as you would presumably infringe on someone's copyright and also likely a trademark.
I try to make it simple: If you are trying to make money off of someone else's work, there is likely a problem.
Dr refusing treatment and medication due to a missed urine test and discriminated against due to assuming drugs have been involved with no criminal background or past experiences this man will die soon without help
answered on Dec 18, 2020
Thank you for the question. I hope that this man will get help soon to prevent a death. It seems like there must be much more to the story raised in the question. Medical doctors swear to an oath to "Primum non nocere" (First, do no harm). First, it has to be established that the doctor... View More
Also my financial records going back 2 months. What the hell
answered on Dec 2, 2020
An Oregon attorney could advise best, but your post remains open for three weeks. It's difficult to speculate what could have caused the insurance company's change in position without knowing additional details. Whatever the reason, something raised the suspicion of the claims examiner.... View More
My wife was recently laid off and had some medical and dental work done before her coverage ended. The insurance companies processed and paid the claims, but now one of the insurance companies has demanded payment back from the dentist. The dentist office has never seen anything like this before,... View More
answered on Jul 19, 2020
An Oregon attorney could advise best, but your question remains open for two weeks. COBRA does have retroactive features - this is something that an employment attorney could probably explain better than attorneys who work only with general medical insurance claims and denials. You could either... View More
Suspended if I don’t make a Minimum payment if 1000 down and 100 a month. When I got in the accident I had just bought a car the night before from a personal buyer and had not had a chance to put insurance on it in the less the lab 24 hours after having it. I bought the car on 4/20/20 at 7pm, and... View More
answered on Jun 5, 2020
you asked this twice. Check the answer I and others gave. This looks like an identical post.
Suspended if I don’t make a Minimum payment if 1000 down and 100 a month. When I got in the accident I had just bought a car the night before from a personal buyer and had not had a chance to put insurance on it in the less the lab 24 hours after having it. I bought the car on 4/20/20 at 7pm, and... View More
answered on Jun 5, 2020
First, the collection agency is collecting a debt. They are not the Department of Motor Vehicles (DMV) and have no power to suspend your driving privilege. Second, you mentioned "grace" period. Did your insurance company deny coverage for this accident even though you just bought the car?... View More
My boyfriend is worried because he isn’t insured and he’s scared that he’s going to get in trouble . He’s had a bad headache since then and he doesn’t have health insurance .
answered on Nov 14, 2019
There are many things to tell someone who was in an collision caused by someone else.
He should contact an attorney. There are many steps to take right away to preserve and enhance rights. Yes, not having insurance may limit what he can recover from the other side.
Also, he... View More
My mother in law filed a PIP claim against my auto insurance, for an accident I had no involvement in from 11/16. It's is a last ditch effort by her lawyer to get money. She is not written on my policy but did live with us at the time. GEICO has left it in limbo for months and it looks like my... View More
answered on Jul 11, 2019
You can't, and honestly its not a last ditch effort, its what the law is, she is covered if she lived with you. https://www.oregonlaws.org/ors/742.520
Just went to get gas and pulling out of driveway bumped driver headed down the road. Bent in the fender and cracked the bumper cover. Gave my # and offered reimbursement to driver. His car was rented from Ziopcar.
answered on Jan 27, 2018
I am sure that he turned it over to his insurance or the Zipcar insurance. Someone will call you and ask you to pay the bill. Don't be suckered however. Only pay the repair bill if it includes a complete release of ALL LIABILITY for the accident and from the driver. Keep in mind that this... View More
I purchased a unique 66 mustang from a private owner. Long story short 2 hours after the sale some older lady came out of nowhere & smashed both my cars which I paid in full (parked behind each other) to total loss status. No bill of sale was made in the process because Oregon does not require... View More
answered on Dec 12, 2017
They want proof of ownership. How you work that is up to you. However, the issue is what the value is.
Likewise on #2. Unless your policy has replacement value you don't get it in most states.
You can check with the insurance commissioner for your state as to what they can ask... View More
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